Privacy Policy

Privacy Policy for RealTalkCredit.com

and ScarsToStarsPathwayToSuccess.com

Effective Date: 11/17/2024 (Revised 5/2025)

Scars to Stars Pathway to Success / RealTalk Credit (“Company,” “we,” “us,” or “our”) is committed to protecting your privacy.

This Privacy Policy explains how we collect, use, and protect your personal information when you visit any of our digital properties, including:

https://www.RealTalkCredit.com – our primary site for coaching, landing pages, sign-up forms, email opt-ins, and link-in-bio pages.

https://www.ScarsToStarsPathwayToSuccess.com – our educational blog and content site.

By using any of our sites, services, or forms, you agree to the terms of this Privacy Policy.


1. Information We Collect

A. Information You Provide

We may collect personal information you provide directly, such as:

Name and email address (when subscribing or contacting us)Payment details (via secure third-party processors)Survey or form responsesCoaching or support-related inquiries

B. Information We Collect Automatically

When visiting our sites, we may automatically collect:

IP addressBrowser typePages visited and interaction data (e.g., clicks, scrolls)Geographic locationDevice typeTraffic source (e.g., via ad or referral) This data is collected using Google Analytics, cookies, Facebook pixels, and similar tools.


2. How We Use Your Information

We use your information to:

Deliver products, coaching, or services you’ve purchased or requestedSend marketing updates or newsletters (only if you opt in)Improve website performance and user experienceUnderstand audience behavior through analytics. You will only receive marketing communications if you have explicitly opted in.


3. Cookies & Tracking

Cookies and tracking technologies help us:

Personalize your experienceMeasure marketing effectivenessTrack site navigation

You may disable cookies via your browser settings. This may limit certain features of our site, such as form submissions or login areas.


4. Email Marketing & Legal Compliance

We comply with:

CAN-SPAM Act (U.S.)GDPR (Europe)CCPA (California)

You have the right to:

Opt out of marketing emails (unsubscribe link is in every email)Request access to or deletion of your dataDecline further communications by emailing [email protected]


5. Third Parties We Work With

We may share limited data with:

Payment Processors: Stripe, PayPalEmail Marketing Tools: Kartra, MailerLite, or Automate & ElevateAnalytics Tools: Google Analytics, Meta/Facebook PixelCRM or Scheduling Tools: HoneyBook (if applicable)

We do not sell or rent your data to any third parties.

These providers have their own privacy policies, and we encourage you to review them for more detail.


6. Data Storage & Security

We take steps to protect your personal data using:

SSL encryptionSecure third-party payment platformsSecure login protocols (when applicable)

However, no system is 100% secure, and you accept that risk by using our services.


7. Blog Comments & Forms

When you submit a comment or fill out a form, your name and email address may be stored. This data is never shared or sold. You may request to delete your data at any time.


8. Affiliate Disclosures

Some links on our site or emails may be affiliate links, meaning we may earn a commission if you purchase through those links—

at no extra cost to you

. We only promote products we trust and use.

For full affiliate details and disclaimers, see our Legal Disclaimer


9. Children’s Privacy

Our sites are not intended for use by children under 13. If we discover we have inadvertently collected data from a child, it will be deleted.


10. Your Rights

You may request at any time:

A copy of the data we hold on youDeletion or correction of your dataTo opt-out of communications

Email requests to: [email protected]


11. Updates to This Policy

We may update this Privacy Policy occasionally. The current version will always be available at:

The most current version will always be linked in our website footer and available at: realtalkcredit.com

If significant changes occur, we may notify you by email.


12. Contact

For questions or concerns about this Privacy Policy, contact:

📧 Email: [email protected]

🌐 Website:

https://www.realtalkcredit.com

© 2024 Scars to Stars Pathway to Success | Real Talk Credit